Green financial point "green" into "gold"

  Core reading

  Green finance has great potential in supporting environmental improvement, coping with climate change and saving and efficient use of resources. In recent years, Chongqing has always adhered to the concept of "two mountains", focused on developing green finance, established a "Yangtze River Green Financing" green financial big data integrated service system, promoted a long-term mechanism for the docking of government, banks and enterprises, and built a green development system. With the implementation of innovative reform measures, economic benefits and ecological benefits have gradually become prominent.

  "The crops in the field are not growing well, and the villagers rely on the mountains to eat mountains and stare at the trees on the mountains." Talking about previous years’ experience, Xie Changlin, a villager from Hongan Village, Lantian Township, Chengkou County, Chongqing, shook his head.

  Seeing the environment getting worse day by day, the government decided to carry out ecological relocation. But there is no money in hand, how can you move out? After learning the situation, Chongqing Rural Commercial Bank developed a new mode of rural property mortgage financing after investigation, and handled "beautiful countryside Housing Loan" for local farmers. With money, farmers transform and decorate their houses, and some people also open farmhouses to attract summer tourists around them and have a tourist meal at their doorstep.

  From the declaration and creation in early 2019 to the final approval of the green financial reform and innovation pilot zone in August this year, Chongqing’s green development has continuously taken new steps. By the end of September 2022, the balance of green loans in the city reached 497.233 billion yuan, 2.8 times that of the beginning of 2019, up 40.2% year-on-year, 32.5 percentage points higher than the growth rate of various loans in the city; Green loans accounted for nearly 10% of the balance of various loans, a significant increase of 4.5 percentage points compared with the beginning of 2019; The balance of green bonds exceeded 35.7 billion yuan, 2.7 times that of the beginning of 2019.

  Look at the benefits — —

  Inclusive effect, green finance and ecological civilization blend and help each other

  From garbage incineration power generation to sewage treatment, from comprehensive improvement of waterfront coastline to energy-saving and environmental protection transformation, from green transportation industry credit to beautiful countryside housing credit support & HELIP; … In recent years, green finance has become the key development direction of major banks in Chongqing.

  Fengdu County, located in the hinterland of the Three Gorges reservoir area, is rich in wind energy resources and attracts many wind power projects. The outstanding characteristics of green projects are long term and low income, especially the need for long-term credit funds. "I didn’t pay much attention to wind power a few years ago. With the development of green finance, banks are now rushing to invest. Green finance means quality assets for our bank. " The relevant person in charge of Chongqing Rural Commercial Bank Company told the reporter.

  In Lianhuashan Wind Farm in Fengdu County, a fan stands on the rolling hills, and the long fan blades are constantly turning. At the beginning of this year, the third-phase wind power project of Lianhuashan and Wudongyan invested by Chongqing Rural Commercial Bank started construction. It is planned to be connected to the grid for power generation by the end of this year, with a total installed capacity of 80,000 kilowatts and a total investment of 600 million yuan. It is estimated that the annual power generation will be 160 million kWh, which can supply green power energy to 80,000 households every year, save 47,000 tons of standard coal and reduce carbon dioxide emissions by 123,000 tons.

  "We will persist in developing clean energy and build Fengdu into a ‘ Green battery ’ 。” Deng Qinghua, director of the Development and Reform Commission of Fengdu County, told reporters that with the support of green finance, Fengdu will attract investment to introduce a number of clean energy projects, continuously optimize the energy supply structure, and strive to build a clean energy demonstration base in Chongqing by 2035.

  Look at the practice — —

  Form a mechanism to solve the problem of project identification

  "It’s hard to imagine that we were still worried about project funds last year." Standing in the ecological tea garden in Dingshi Town, Youyang Tujia and Miao Autonomous County, Luo Li, the project leader, was filled with emotion. In April, 2021, the project was still in the stage of development and construction, with a large initial investment, and "poor money" became an insurmountable hurdle. Just when there was nothing to do, Chongqing Bank took the initiative to find the door and provided credit support.

  "Identifying green projects is not an easy job. In the past, several indicators needed to be identified manually, which was very inefficient. " Tian Pan, the account manager of Chongqing Bank, told the reporter, "Now there is ‘ Yangtze River Lvrongtong ’ The system can automatically calculate the environmental benefits of the project, and the efficiency is greatly improved. The ecological tea garden project was pushed to us by the system. "

  The "Yangtze River Green Financing" in Tian Pankou is a green financial big data comprehensive service system created by Chongqing Business Management Department of China People’s Bank. "We work with the Municipal Development and Reform Commission and the Municipal Bureau of Ecology and Environment to formulate the evaluation criteria for green projects (enterprises). Based on this, we embed the intelligent identification function of green financial standards in the system and release the identified green financing demand information to financial institutions in a timely manner." Han Xintao, deputy director of the Financial Research Department of Chongqing Business Management Department of China People’s Bank, told the reporter, "With this system, in the past, enterprises were looking for banks, and now banks are looking for enterprises."

  At present, the "Yangtze River Green Financing" system has been connected to all branches under the jurisdiction of Chongqing Business Management Department of the People’s Bank of China and some district and county governments, and connected to nearly 100 financial institutions, helping the city to form a long-term mechanism of "government recommended projects+green smart identification+system push projects+independent docking of banks". By the end of September, 2022, the system had collected and launched 1,860 green projects (enterprises) at the municipal, district and county levels, among which nearly 1,000 projects were successfully connected with banks.

  Look at development — —

  Transformation and upgrading, building a green development system

  "I didn’t expect that pollution rights can also be loaned, and the interest rate is more favorable than general loans." After successfully obtaining the pledge loan of 100 million yuan from Chongqing Bank for emission rights, the relevant person in charge of Chongqing International Composite Materials Co., Ltd. (hereinafter referred to as "International Composite Materials") could not help feeling.

  International composite materials is a "green factory" in the glass fiber industry assessed by the Ministry of Industry and Information Technology. By introducing advanced waste treatment technologies at home and abroad, pollutants are effectively controlled. After learning that the enterprise has the capital demand to expand the scale of production and operation, the credit staff of Chongqing Bank took the initiative to come to the door to match the emission pledge loan product, which changed the emission right of the enterprise from a "sleeping asset" to a "flowing fund", promoted the enterprise’s energy conservation and emission reduction, and helped improve the ecological environment.

  "The specific connotation of green finance in different regions should be combined with the actual situation of local industries." Huang Yingjun, a professor at the School of Economics and Business Administration of Chongqing University, believes that "Chongqing is one of the six old industrial bases in China, facing the pressure of transformation and upgrading of traditional industries, and always emphasizes promoting the coordinated development of green industries and green finance."

  In recent years, Chongqing has made great efforts to innovate mechanisms to promote financial institutions to accelerate the "low-carbon" allocation of financial resources, promote the rapid growth of the scale of green finance, and help the real economy accelerate the green transformation.

  Relying on self-regulatory organizations in the financial industry, Chongqing advocates financial institutions to disclose environmental information from the perspectives of green financial development plan, green loan investment and carbon emission reduction generated by loans. In 2022, 75 financial institutions in the city disclosed the annual environmental information in 2021, among which 30 institutions added green project loans in 2021 with an average carbon emission reduction of 489,800 tons. At the same time, the data of green loans, green bonds, green financial leases and green bills of financial institutions are collected monthly, and a green performance evaluation table is generated according to the requirements of the Green Finance Evaluation Plan for Banking Financial Institutions of the People’s Bank of China, which is included in the rating of financial institutions of the central bank, and a total of 2 billion yuan of "green easy loans" and 5 billion yuan of "green ticket pass" rediscount tools are provided to encourage them to increase capital investment in green projects.

  A steady stream of financial living water is constantly helping Chongqing’s industrial transformation and upgrading — — In Chongqing Liangjiang New District, relying on the mature automobile industry system with an annual output of nearly one million units, explore the development of automobile green supply chain finance; In Nan ‘an District, Guangyang Island Zhichuang Eco-city will carry out the construction of financial support zero-carbon demonstration zone; In Wanzhou District, carry out the product innovation of financial support for ecological agriculture and recreational tourism … …

  "In the future, Chongqing will continue to promote supply-side structural reforms and upgrade traditional manufacturing industries. Green transformation is imperative and green finance has a broad space for development." Huang Yingjun told reporters.

Shao Shiyu, a women’s football player from Beijing Normal University, was elected as the best player in the FISU Football World Cup.

Shao Shiyu sent a message to celebrate Beijing Normal University’s championship. Shao Shiyu Weibo screenshot

The Beijing News On October 31, 2023, the women’s football team of Beijing Normal University scored 7-6 (penalty shootout 5-4) to win the FIFA World Cup.

Shao Shiyu, a women’s football player from Beijing Normal University, was elected as the best player in the competition. On November 1st, Shao Shiyu posted a message on social media to celebrate, "The champion belongs to us and may be late, but he will never be absent. I want both the champion and the MVP. " Shao Shiyu, born in 2000, is a midfielder and now plays for the women’s football team of Hangzhou Bank, a newly promoted female super player.

At the end of July this year, Shao Shiyu won the third place in the Women’s Football Association Cup with Zhejiang Women’s Football Team. Figure/Shao Shiyu Weibo

Editor Wang Chunqiu

The amount involved is 53 million! Spanish prosecutors sued Barcelona for bribing referees.

According to the Spanish newspaper El Paí s reported on the 11th, on Friday, local time, Spanish prosecutors formally sued Barcelona La Liga for sports fraud and commercial corruption, involving 7.3 million euros (about 53 million yuan).

The accused included two former club presidents, Sandro Rosell and Josep Bartomeu, who were suspected of bribing former Spanish Football Association officials to gain partiality in the match.

After learning this news, Barcelona’s arch-rival Real Madrid Club immediately announced that it would hold an emergency board meeting to decide how to respond to the incident.

Laporta, current president of Barcelona.

In February this year, many Spanish media reported that Barcelona was in big trouble, and Spanish prosecutors were investigating its commercial corruption and violation of fair competition.

Sure enough, on Friday, local time, Spanish prosecutors formally sued Barcelona, accusing the latter of colluding with Jose Negreira, former vice chairman of the Spanish Football Association’s referee technical committee, involving a total amount of 7.3 million euros.

The referees’ technical committee is usually responsible for assigning referees for various competitions of the football association, selecting which referees will enforce the law in which post, and selecting referees to participate in international competitions.

Spanish "National News" report screenshot

According to the prosecution’s report, based on an oral secret agreement, two former presidents of Barcelona, Rosell and Bartomeu, remitted about 7.3 million euros to the consulting company owned by grella from 2001 to 2018, in order to seek "favoritism" in the penalty and result of the competition.

Rosell, Bartomeu and two other former Barcelona executives were charged with commercial corruption, unfair management (using partners’ money for illegal purposes) and forging business documents. Once convicted, they will go to jail.

It is worth noting that laporta, the current president of Barcelona, has not been charged. He served as the president of Barcelona from 2003 to 2010, but denied any illegal acts.

Team coach Harvey revealed in an interview that he had already communicated with laporta. "This is the responsibility of the management. He told me not to worry, we just need to focus on football."

Spain’s El Pais pointed out that this investigation originated from a tax inspection, and Negreira told the Spanish tax authorities that Barcelona paid the money in order to have a "neutral" penalty in the competition.

He also said in an interview with Spain’s radio Searle that he would never be partial to Barcelona when assigning referees. His job is just to help the club as a consultant and tell them how players should behave in the face of various referees.

Previously, Barcelona officials had a similar statement, saying that the club only paid an "external consultant" who provided them with "technical reports related to professional referees" and called it "a common practice of professional football clubs".

However, the Spanish prosecutor still considers the amount of 7.3 million euros suspicious because it is nowhere to be found in the club’s articles of association and has not been approved by the shareholders’ meeting.

The Associated Press (AP) analysis believes that it is indeed a routine operation in international football to obtain referee technical reports, and clubs can purchase or prepare relevant information from external companies.However, it is not a routine operation to provide large sums of money to insiders of Spanish referee law enforcement agencies to obtain reports.

Up to now, Barcelona Club has not issued the latest statement on this matter. However, an anonymous club executive told Reuters that the club had "anticipated" the accusation. "This is only the preliminary investigation and hypothesis of the prosecution, and the judicial investigation has just begun. The club will fully cooperate, but we have never bought any referee and never tried to influence the decision of any Football Association official. "

In response to the corruption scandal in Barcelona, the first to take action was its arch-enemy Real Madrid Club. The latter announced on the 11th that the board of directors will be held on March 12th local time.

Real Madrid fan magazine "Madridista Real" reported that the board of directors of Real Madrid may choose to "sever relations" with Barcelona Club, and may even decide to appear as a private prosecutor in future court trials.

Club shares+salary exceeds C Ronaldo! Messi’s mysterious exposure, the league gold content is higher than Saudi Arabia.

Therefore, the AFL wants to refer to Jordan’s exclusion from the salary cap to provide Messi with a super contract, so that Messi will get a super contract that exceeds Cristiano Ronaldo, and this salary will also make Messi the world’s first annual salary. I have to say that the professional league has done its best for Messi, but whether Messi is willing to join depends on the player’s own ideas. Messi’s father and Beckham have been communicating for more than a year, and their interest in cooperation is considerable. I have to say that Messi once again had an affair with Miami International, which also made the Greater Paris quite nervous.

Digital Economy Empowering and High-quality Development The 5th International Financial Science and Technology Forum opened in Chengdu

At present, financial technology has become a new kinetic energy of the economy, and it is one of the indicators to measure the economic development level of various countries. How financial technology can empower high-quality economic development has also become a hot topic of global concern.

On November 5th, the 5th International Financial Science and Technology Forum opened in Wenjiang District, Chengdu. More than 150 top guests from the world’s political, industrial, academic and research circles once again gathered in Chengdu to analyze the new direction, new track, new trend and new path of China’s economic, financial and technological development around the theme of "digital economy enabling high-quality development". The forum will inject financial power into promoting high-quality economic and social development through more than 10 activities.

The Red Star reporter learned that this two-day forum was sponsored by Southwestern University of Finance and Economics, Chengdu Local Financial Supervision Administration and Wenjiang District People’s Government of Chengdu, and hosted by the School of Finance of Southwestern University of Finance and Economics and China Institute of Finance, Southwestern University of Finance and Economics International Joint Laboratory of Financial Technology, and Southwestern University of Finance and Economics Sichuan Key Laboratory of Financial Intelligence and Financial Engineering.

Vision: Financial Technology Helps Digital China Construction

Today, China’s economic strength has achieved a historic leap, and its total economic output ranks second in the world.

High-quality development has become the primary task for China to build a socialist modernized country in an all-round way, and we must persist in putting the focus of economic development on the real economy.

After several rounds of discussions, the participating experts agreed that financial technology, with its characteristics of integration, accuracy, intersection and openness, has become the key to providing financial support, inciting the capital market and technological innovation, effectively serving the development of real economy and digital economy, helping to strengthen advanced manufacturing industry, realizing high-quality economic development and speeding up the construction of a "manufacturing power" and "digital China".

2022 is a year in which China’s digital economy is fully developed. During the "14th Five-Year Plan" period, China’s digital economy turned to a new stage of deepening application, standardizing development, and universal sharing.

Experts attending the meeting said that, based on this background, this forum is held under the new development pattern of digital economy empowerment. Global financial experts jointly review the process of financial technology innovation, discuss the present situation of financial technology development, and look forward to the wonderful prospect of technology in helping financial service entities, preventing financial risks, and building a digital China and a green China, which is of great significance for forming a wider, wider and deeper opening-up pattern.

Four highlights: groundbreaking technology gives birth to new formats

This forum is carefully prepared and boldly innovated on the basis of previous sessions, and this year presents four new points of view.

The first highlight is that a series of pioneering financial technology systems and platforms were released for the first time at the opening ceremony on November 5th, including AI engineering KubeAI platform, Quant Plus quantitative analysis platform, enterprise risk intelligent identification and early warning system, etc. This is the first time that Southwestern University of Finance and Economics has shown the technical "hard power" of financial universities to the industry, which will bring new products, new models and new formats to the financial technology industry and help enterprises to transform digitally.

The second highlight is that the 5th Chengdu August 80 Global Financial Technology Product Design and R&D Competition officially started, and the competition teams of eight top universities in the world gathered in Chengdu again. The competition will further deepen Industry-University-Research’s cooperation, focus on "new finance and economics" talent training, innovate and standardize the contents of the competition, and innovate the talent training methods.

At the same time, at the Digital Economy Empowerment Financial Technology Innovation Forum held on the same day, the founders of financial technology companies such as Bingjian Technology, Daoke DaoCloud and Kuanbang Technology started a dialogue, focusing on the promotion of enterprise credit evaluation by artificial intelligence technology, AI empowerment investment and other topics to explore the new direction of digital economy development.

In addition, on November 6th, a headmaster’s forum will be held, which will be changed from a closed meeting to an open meeting for the first time. Southwestern University of Finance and Economics will set up a platform to invite the principals and deans of 16 mainstream universities in China to discuss and share new modes, new experiences and new methods of talent cultivation in universities.

Red Star Journalist Wu Huayu According to Wenjiang District

Editor Chai Chang

(Download Red Star News, and report the prize! )

What can one server do?

A wave of 1500 people were organized before the activities of Alibaba Cloud servers, and 200 people were organized. But I am not organized now.

But when organizing this activity, I learned that everyone has a common question:Is this server use? ?

When it comes to the server, many people may say distributed, do calculation, crawl, and procedure background service, multi-person cooperation, etc.

In fact, these ordinary people can not use it, I will say that everyone can use it.

Everyone must have a work folder when you work, the students are your own courseware, exam, prepare for interview, and so on.

The friend who has already worked, there will be a file that puts your own important document, MarkDown, Pictures, Resume, etc.

Such an important folder, and we have to update every day, and we are worried about the computer is lost, or it is broken, suddenly these are not seen.

So we want to back up.

There is also our frequent personal computers and working computers to synchronize some private information, rather than passing on WeChat.

These are the use scenarios of Git private service, and it is very easy to use.

Everyone also knows GitHub, Gitee can also engage in private warehouses to back up, synchronous files, but their documents may put a lot of important information, including their own passwords, key classes, and put it above. It is not necessarily safe. You are not afraid of which major bugs will leak your information [wit]

More crossed, GitHub and Gitee are speed-off. After all, the functional positioning of people is not a network disk.

There is a large file in the project (more than a few hundred m), such as PDF, PPT, etc. It will make you suffocate.

Later, I will send a document to tell, how do you have a git private service!

This can be used to generate a download link of the file, or the local file can also be transmitted to the server.

It is equivalent to making an object store, in fact, cloud manufacturers also have objects stored.

However, we can do one, not enough, very classmates, you should not know how object storage, in fact, we can use the server to be a similar company.

I have been deployed on the server with a tool written by Go now. Used to pass files with the server, or create a temporary download link for some files.

These are direct command lines,

In this way, I wrap the command package into a shell command, want to pass the file, directly uploadTomyServer, and then return to the downloadable link, this file also passed to my server.

I also put my project code on GitHub:

Interested exciting friends can go to learn a wave, and give a star. Haha.

Do a website, for example, everyone knows how to write a few lines of code with HTML, but how to show someone else?

If you use your own computer to do a server, you can only access your website with your device in the same router, and this device can not have your website.

Because your IP is not a public IP.

If there is a cloud server, it is a public network IP, your website can make anyone visit.

Or a service you provide allows anyone to use.

For example, in the second example, we can develop a file storage, this service, I only put the command line to others, others can use my service to generate a link, of course their files have passed to me. On the server.

Again a way of use.

I have previously organized the activities of the server, Ali Cloud gave me an Excel, let the face are the list of friends who buy servers here, I will directly put this list directly to the group, let everyone check, appear in list You can find me to cash back, do you have anything.

There are several big problems that do this:

  • Everyone is going to download Excel, do contrast, there will be someone to change the content of Excel and then say it is bought from you, I can’t make a comparison with Excel.
  • Excel has a personal information from others, which is unstoppable.
  • If everyone uses Excel inquiry, private letter I cash back, one is nearly two thousand people to find me cash back, my WeChat is imposed, this becomes physical activity.

How should I do it?

I simply write a query page, the backend logic is to read an Execl form, everyone enters her Ali Cloud ID in the query page, if in Excel, the page will return the QR code of the cash back group, everyone can be independent Scan code is plus group.

In this way, I will finally send an equal red envelope directly in the cash group, is it great to reduce human cost?

Of course, I generated the QR code of 17 cash back groups. According to certain rules, they show friends passing through the query.

It is such a very ordinary query page.

After the query passes, the cash back group is displayed.

But to deploy on the server, because there is no public network IP, others can’t use your service.

Learn Linux

Learning Linux actually engaged in a virtual machine on your computer, or you can also learn the dual system, but this is very testing how your computer performance is.

If you have a server, it is a separate computer. How do you Hoho Huoho, and you don’t have to shut down a year, you can always run your task, and your local computer is completely isolated.

More convenient, you are now in the system, such as Centos, want to do an experiment, need to be on the unbantu, if it is a cloud server, the replacement system is in the background point, one button is reloaded, the cloud manufacturer basically supports all the system installation of.

We usually play Linux is often equipped with various environments, then this Linux is played by yourself (generally unwarring use root permission), in short, the environment is unable to reload, basically reload.

The cloud server reloading the system is too convenient.

There is also an environment where you are not easy to match. If you play this environment later, you will go back to this previously matching environment rather than re-fitting the system.

Then you can save the function with the cloud server, you can play a mirror package in the moment you match the environment. If the environment is broken, you will fall back to the status of the last mirror package. This is very fragrant.

Summarize

In fact, there are still many other uses, but I just say that everyone is universally used.

The above, the three points mentioned: git private service, document storage service, build a website, I will send a hand to do your hand, truly use the server to improve our work learning efficiency!

Regarding the activities of the free collar server, I will not organize so many people also involve the cash back. Some of the friends do not look at the group information, then directly private letter and I complain, I am really handling, body and mind Too much.

If you want to buy a server, you can purchase this link:

Https://www.aliyun.com/minisite/goods?taskpkg=1111ydsrwb&pkgsid=1959&recordid=962642&usercode=roof0wob

Now is the double eleven event, or the activity price is over, and it will be over in December.

The price is really very cheap now, 60 blocks for new users can buy one year,But I will no longer be cash out, everyone can buy it yourself through the link..

If you want to register a new number, pay attention to real-name certification requires a new ID card.

It is recommended to buy these two servers, which is all, cost-effective.