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The project has been completed for more than two years, but tens of millions of money have not been received so far — — Zhang Ming (pseudonym), an executive of Sichuan Shida Energy Development Co., Ltd. (hereinafter referred to as Sichuan Shida), an oil and gas construction engineering enterprise, is quite helpless. From last year to now, Sichuan Shida has defended its rights through legal means, and both trials have won, but the other party has not paid and has been reluctant to communicate positively.

The project payment owed to Sichuan Shida is Huasheng Huifeng Gas Transmission and Distribution Co., Ltd. (hereinafter referred to as Huasheng Huifeng), the holding grandson company of listed company Tianhao Environment (SZ, 300332), and the project in dispute between the two parties is Zhonglian Coal Shenmu — Anping coalbed methane pipeline project (hereinafter referred to as Shen ‘an line). After the project is completed, it will provide gas source guarantee for winter peak shaving in five provinces and cities in North China.

In recent years, Tianhao environment has focused on gas business, and it has also made a "heavy note" on the Shen’ an line project — — Listed companies have set up joint ventures with China United Coal Company, a subsidiary of CNOOC, to jointly build and operate Shen ‘an Line, and the first phase of Shen ‘an Line (namely Shanxi — The total investment of Hebei section, the same below) exceeds 4 billion yuan. However, the reporter noted that the Shen ‘an line project was not approved by the National Development and Reform Commission until June this year, but some line projects were completed and ventilated as early as 2017, or there were cases of "unapproved construction".

"Money hasn’t been given, which has dragged us badly. Without money, we can’t do many things. " Zhang Ming pointed out that Huasheng HSBC was "Lao Lai". According to the second-instance judgment of Shanxi Higher People’s Court in July 2019, Huasheng HSBC has to pay 49.9 million yuan for Sichuan Shida Project and the corresponding interest.

What makes Zhang Ming even more angry is that in the past two years, Huasheng HSBC has been reluctant to communicate positively. "Now don’t even answer the phone. Not only the above (leaders) don’t answer the phone, but even the people below don’t answer the phone. "

The national business daily reporter noted that the dispute between the two sides was caused by the project contracting three years ago. In October 2016, Sichuan Shida and Huasheng HSBC signed "Shenmu — The general contract of the third and seventh tender sections of Anping coalbed methane pipeline project (Xingxian to Qicun section of Xinfu District, Shanxi Province) has a total contract price of 70 million yuan and 171 million yuan respectively, totaling about 240 million yuan.

Photo of the project contract provided by Sichuan Shida Source: Photo by reporter Zhu Wanping

Zhang Ming is very familiar with the whole project. He said: "After the contract was signed, we have been entering the construction site as agreed." In September 2017, two engineering tenders contracted by Sichuan Shida were completed and delivered. However, in 2017, Huasheng HSBC was in arrears in payment. "Every time we ask for it, they pay us millions like toothpaste. The absolute amount of project money owed to us is also growing. " Zhang Ming said.

After the delivery of the project, there were no results in asking for money many times. In October 2018, Sichuan Shida sued Huasheng HSBC and asked Huasheng HSBC to pay the remaining 80 million yuan of project funds and interest.

In the trial of two courts, Sichuan Shida won the case. In February 2019, Taiyuan Intermediate People’s Court ruled that Huasheng HSBC paid about 40 million yuan for the project and the corresponding interest. In this regard, both parties appealed until the judgment of the second instance.

Zhang Ming said that after the Shanxi Higher People’s Court made a judgment, Tianzhu’s environment has never paid the money, and there is no saying. "Now, there is basically no communication between us."

Tianhao Environment has also disclosed this lawsuit. In the semi-annual report of 2019 released at the end of August this year, the listed company stated that "Sichuan Shida sued Huasheng HSBC and Huasheng HSBC Shanxi Branch for contract disputes" and "the case is in the undecided stage of the second trial". The Shanxi Higher People’s Court made a second-instance judgment at the end of July, but Tianzhu Environment still called it "undecided" at the end of August, and no corresponding progress has been disclosed so far.

"We need to verify the situation, which may not meet the standard of separate disclosure." Recently, the reporter consulted as an investor, and an environmentalist in Tianzhu responded.

"As far as I know, (Huasheng HSBC) did not pay the judgment because of the problem of triangular debt." Xiao Shuangtian, general manager of Tianhao Environment, told national business daily that Sichuan Shida owed Shanxi Huifeng Xingye Gas Group Co., Ltd. (hereinafter referred to as HSBC Xingye) more than 50 million yuan, while HSBC Xingye owed more than 30 million yuan to Tianhao Environment, and Tianhao Environment was sentenced to pay Sichuan Shida more than 50 million yuan (including interest). "Isn’t this a triangular debt? Originally, we were going to sue HSBC Societe Generale, but HSBC Societe Generale proposed that the three parties could offset each other first. " Xiao Shuangtian said.

"There is indeed a problem of triangular debt, and we also agree to offset it." On December 19, another senior executive of Sichuan Shida said that it was only in November this year that it was deducted under the coordinated implementation of the court. He also said that the deduction was not proposed by Huasheng HSBC, but the company found that several parties had debts with each other before finding the court and then implementing the deduction.

However, the executive said that up to now, after the debts of all parties were offset, Huasheng HSBC still owed Sichuan Shida more than 20 million yuan, and the amount owed by the other party was still not small.

Time axis of project payment dispute between Sichuan Shida and Huasheng HSBC

"I still owe some money after the offset." Wen Leijun, general manager of Huasheng Gas Co., Ltd. (hereinafter referred to as Huasheng Gas) told reporters. Huasheng Gas holds 51% equity of Huasheng HSBC and is the largest shareholder of Huasheng HSBC. Wen Leijun said that at present, the triangular debt offset has just been completed and is being settled through negotiation.

The reporter noted that in addition to Sichuan Shida, Huasheng HSBC also owed debts to other construction units (Shen ‘an Line). In April this year, Huasheng HSBC was applied for property preservation by Sinopec Shengli Oil Construction Engineering Co., Ltd. (hereinafter referred to as Shengli Oil Construction) due to a contract dispute. Later, the two sides reached a settlement. Tianzhu Environment also disclosed in the semi-annual report that listed companies should pay about 47.88 million yuan to Shengli Youjian Shanxi Branch.

The dispute between Sichuan Shida and Huasheng HSBC is caused by Shen ‘an Line, and Tianhao Environment attaches great importance to this project, and listed companies have invested a lot of resources in this pipeline.

The entire Shen’ an line spans Shaanxi, Shanxi and Hebei provinces, with a total length of about 600 kilometers, starting from Shenmu City in Shaanxi Province in the west and Anping County in Hebei Province in the east, with an annual designed gas transmission capacity of about 5 billion cubic meters. The Shen’ an line is intended to connect the coalbed methane resources in the eastern edge of Ordos Basin with the gas market in Beijing, Tianjin and Hebei, and transport natural gas dominated by coalbed methane.

Shen’ an line starts from Shenmu in the west and ends in Anping in the east, crossing Shaanxi, Shanxi and Hebei provinces. Image source: Baidu map screenshot.

In fact, in recent years, the Tianzhu environment, which focuses on the layout of gas field, has "re-injected" the project. In September 2015, Tianzhu Environment spent 50 million yuan to acquire the entire equity of Huasheng Gas, a cross-border gas field. Up to now, natural gas supply and pipeline transportation business has accounted for half of the revenue of listed companies. The announcement information shows that the Shen’ an line pipeline project (Shanxi — Hebei section) The total investment is as high as 4.142 billion yuan. Once the Shen’ an line is completed, Tianhao environment can not only collect pipeline transportation fees, but also the company’s own gas business can earn profits through the price difference of natural gas.

Xiao Shuangtian once said that the construction and operation of Shen ‘an Line means far more than 8% of the pipeline transportation cost to Tianzhu environment. Tianhao environment will also carry out peripheral operations around pipelines and gradually realize the closed loop of natural gas industry chain.

Some insiders pointed out: "Energy transmission trunk lines such as Shen ‘an Line are generally obtained by large state-owned energy giants such as PetroChina and Sinopec." Then, how did Tianzhu environment get the "toon" of Shen ‘an Line Project?

"This matter was proposed by China United Coal to cooperate with us," Xiao Shuangtian told the reporter of national business daily. After the Shen ‘an Line was planned, "China United Coal proposed to cooperate with us."

The reporter noted that on November 8 last year, Huasheng Gas, the parent company of Huasheng HSBC, and China United Coalbed Methane Co., Ltd. (hereinafter referred to as China United Coal), a subsidiary of CNOOC, signed the Joint Venture Contract for the Establishment and Operation of China Lianhuarui Gas Co., Ltd. to jointly establish a pipeline joint venture company, China Lianhuarui, to build and operate the Shen ‘an Line project. Zhonglian Huarui is 51% owned by Zhonglian Coal and 49% by Huasheng Gas. Huasheng Gas said in official website News that this means the pipeline construction of Shen’ an Line.Enter the formal implementation stage.”。

Tianhao Environment has disclosed that the company timely injected some completed gas pipeline assets of Huasheng Gas into Zhonglianhuarui, and the assets it refers to include the Shen ‘an Line Bid Project undertaken by Sichuan Shida and others.

In June this year, the National Development and Reform Commission officially approved the Shen ‘an Line project, and the project unit was Zhonglian Coal. At that time, Tianhao Environment once said: "The first phase of Shen ‘an Line approved by the National Development and Reform Commission, that is, from Lvliang, Shanxi to Anping, Hebei, has a total length of 543.87 kilometers". However, the reporter found that the "official implementation" of the Shen ‘an Line project, which was granted the "birth certificate" in June this year, may be much earlier than the time approved by the National Development and Reform Commission, and some lines of the project undertaken by Tianzhu Environment may have the problem of "unapproved construction first".

National business daily reporter noted that at the end of 2016, Shen ‘an Line was included in the 13th Five-Year Plan for the Development and Utilization of Coalbed Methane (Coal Mine Gas) published by the National Energy Administration. In September 2017, the Shen ‘an Line Project obtained the national unified investment project code. The time when Huasheng HSBC started the external bidding was even earlier than the time when Shen ‘an Line was included in the relevant planning.

The approval of the project issued by the National Development and Reform Commission in June 2019

Image source: Screenshot of official website webpage of National Development and Reform Commission.

Examination and approval of various departments of Shen’ an line project

Image source: Screenshot of the National Online Approval and Supervision Platform for Investment Projects.

On April 25th, 2016, Huasheng HSBC sent a tender invitation letter to Sichuan Shida, and the tender project was named "CNOOC Unconventional Natural Gas gas transmission pipeline project — Caojiapo in Xing County, Shanxi Province to Qicun Section in Xinfu District ". There is such a text in the invitation to bid: "Project … … It was commissioned by CNOOC to build and manage Huasheng HSBC. " After Sichuan Shida won the bid, the name of the contracted project appeared "Zhonglian Coal". It was not until November 2016 that Zhonglian Coal submitted the Shen ‘an Line project to the National Development and Reform Commission for approval. In other words, Huasheng HSBC started bidding for the project before it was submitted to the National Development and Reform Commission for approval.

Invitation letter for bidding provided by Sichuan Shida Image source: Photo by reporter Zhu Wanping

The letter of acceptance provided by Sichuan Shida Image source: Photo by reporter Zhu Wanping

Regarding the question of whether the Shen ‘an Line project has not been approved for construction first, Chen Zuotao, chairman of Tianzhu Environment, told the reporter of national business daily: "I don’t know much about this matter if I want to ask Mr. Xiao (referring to Xiao Shuangtian)." Xiao Shuangtian denied it: "Our procedures are complete."

On December 20th, the reporter once again inquired about Tianzhu Environment as an investor. "Shenan Line (Shanxi — Hebei section) has a total length of more than 540 kilometers. After the completed pipeline of more than 200 kilometers is injected into China Lianhua Rui, it is also part of the Shen’ an line. " A person from Tianzhu Environment said.

"Shenan Line (Shanxi — The pipeline in Hebei section is divided into two parts, one is 200 kilometers built in the early stage, and the other is the pipeline to be built soon. " Tianzhu environment The person said,The 200-kilometer pipeline has been built mainly in the name of connecting lines."The procedures are all complete". The preparatory work for the new part has been completed and has not yet started. It is expected that the Shen’ an Line (Shanxi — Hebei section) will be completed in June 2020.　

In fact, in the actual construction, the environmental aspect of Tianhao has only been approved by the local government. At the end of December 2016, the Development and Reform Commission of Xinzhou City, Shanxi Province issued the "Reply on the Approval of the Second Gas Source Connecting Line Project in Yuanping City" and approved some sections of the project. In other words, part of the first phase of the project is based on the project approval procedures issued by the local government. After the completion of the 200-kilometer pipeline, the first-phase project of Shen’ an Line as a whole was officially approved by the National Development and Reform Commission.

"On the surface, it is the gas project in Xinzhou and Lvliang, but it is actually the Shen’ an line." Zhang Ming said that the diameter of the gas pipeline approved by Xinzhou is D500mm and the design pressure is 4MPa, while Huasheng HSBC changed the diameter to D813mm and the design pressure is 8MPa during construction. The changed diameter and design pressure are completely consistent with the requirements of the National Development and Reform Commission for the Shen ‘an Line project.

In addition, the reporter noted that the National Development and Reform Commission requested in the approval document that "the project environmental impact assessment document shall not be started without examination and approval". However, it was not until October this year that the EIA report of the first phase of Shen ‘an Line was compiled by the relevant companies. "The EIA report was completed about a month ago, and they (Zhonglian Coal) should still be in the process now." A person who participated in the EIA of Shen’ an Line revealed.

The reporter of national business daily also sent an interview letter to Tianhao Environment about the arrears of the Sichuan Shida project payment and whether the Shen ‘an line project was suspected of "being built without approval", but there was no response. From December 19 to 20, the reporter also called a senior executive of Zhonglian Coal many times and sent the interview questions to his mobile phone in the form of text messages, but there was no response.

Cover image source: Photo Network

CCTV News:

Grassroots cadres said:

In 2019, we will have less articles, less arms and steps. From the urgent need of the people to the initiative to respond to people’s concerns, the happiness index of the people has been continuously improved, and our enthusiasm for doing business has become more and more sufficient! The beautiful life I yearn for is getting closer and closer!

— — Wang Xinquan, Director of the Organization Department of Chaoyang District Committee, Beijing

A large part of my previous work was to cope with the above supervision and inspection. Since the reduction of "negative", the number of inspections with extremely high coincidence rate has been greatly reduced. Everyone has freed up their hands to do business, and their mental pressure is less, their motivation for work is more sufficient, and they have done more for the people. It’s great to "reduce the burden" at the grassroots level!

— — An Lihui, Deputy Section Chief, Policy Research Office, Datong Municipal Committee, Shanxi Province, CPC

There are fewer forms to fill out, fewer meetings, and less virtual work style and burden. Free up more time to do practical things for the masses, and the satisfaction of the masses has improved, and we are also very happy.

— — Zhang Qifan, member of Tianjin Nankai District Market Supervision Bureau

From the statistics payable to the guidance declaration form, from the submission of various materials to the distribution of brochures, "reducing the burden" has enabled our grassroots tax cadres to run out of the "acceleration" of reducing taxes and fees.

— — State Taxation Administration of The People’s Republic of China Yang Dan, member of the First Taxation Office of Shunyi District Taxation Bureau.

Since March 2019, when the General Office of the Central Committee issued the Notice on Solving the Prominent Formalism Problems to Reduce the Burden at the Grassroots Level, and promoted the burden reduction at the grassroots level as the work for the whole year of 2019, it has been 10 months since the burden reduction at the grassroots level.

What is "negative"? It is an endless "Wenshan", an endless "meeting sea", and a variety of inspection, supervision and unscientific assessment.

Grass-roots units, like nerve endings in people’s bodies, have a basic position and are the final meeting point of all kinds of work pressures. Whether the energy of grass-roots cadres is spent sitting in the office for meetings and writing documents, or whether they are used to "spread their legs" and go to the people to truly visit and solve problems determines whether the grass-roots work can be carried out healthily and normally. On the other hand, it also determines the speed of national development. As Hong Xianghua, a professor at the Central Party School (National School of Administration), said: "It is very important for cadres to have time and energy to do their own jobs well, whether their style of work is good or bad." In the decisive year of winning the decisive battle against poverty, it is also "to lay a solid foundation for realizing this arduous historical task" to "loosely bind" grassroots cadres and let them go into battle lightly.

Meeting ≠ Implement, the materials are well written ≠ Well done.

In the grassroots burden reduction notice issued by the General Office of the Central Committee in 2019, there are specific quantitative indicators, such as "reducing the number of documents issued below the county level and the number of meetings held by 30%— 50% ""The policy documents issued by the Central Committee should not exceed 10 pages in principle ""Hold fewer meetings, hold short meetings and hold useful meetings ".

Some grassroots cadres have reported that a meeting to implement the spirit often has to be held many times — — After the city opens in the county, it will open when you return to the villages and towns. The People’s Daily once reported a director of the agricultural committee of a prefecture-level city, who said that he didn’t go to the countryside for investigation every day last year. It’s not that I don’t want to go, but I’m really tied up in meetings … …

More meetings often result in more documents. Meetings are held at different levels, and documents are issued at different levels. It takes a lot of effort for grassroots cadres to process documents every day. I don’t have time to go to the grassroots level. When the superiors ask about the implementation, they can only respond by writing report materials. Seeing whose materials are well written and quickly written not only encourages unhealthy tendencies, but also does not help to implement specific work contents to the masses.

According to the requirements of the central government’s notice on reducing the burden at the grass-roots level, Luoyang City, Henan Province advocates the establishment of a "five-to-five ratio" work orientation among cadres, that is, it is better than who can eat the spirit of the central government and the deployment of superiors more thoroughly and accurately, and who can open the meeting the fastest and report the materials the earliest; There are five aspects: more than whose actual growth point is, and no more than whose apparent "bright spot".

According to the new work orientation, grass-roots cadres have lost a lot of meeting materials, inspection and rectification, and invested more time in development and construction. "After the year of reducing the burden at the grassroots level in 2019, going to the town for a meeting, four or five will synthesize a meeting, and our energy will be more. Because from 2019 to the present (all are engaged in) new rural construction, we have a lot of time to engage in new rural construction, go to the streets and get to know the people in depth. " Hai Guojian, secretary of the Party branch of Xiazhuang Village, Lilou Town, Luolong District, Luoyang City, introduced it. This small village, which is close to Luoyang City, vigorously developed seedling planting through land transfer in 2019. While optimizing the ecological environment, the collective economic income of the village has increased by more than ten times.

Supervision, inspection and assessment, don’t be trapped by formalism.

In July 2019, at the site of the sewage treatment project in Huangshajie Town, Yueyang County, Hunan Province, the county assessment team found that the warning rope was not set up according to the regulations, and there were construction safety hazards, and immediately urged rectification.

It is worth mentioning that while the county assessment team supervised the sewage treatment project, Wu Wangxing, then secretary of the Party Committee of Huangshajie Town, Yueyang County, did not accompany him as before, but carried out the improvement of human settlements in neighboring villages. He said: "In the past, I was always busy with the assessment at this time. It can be said that I have gone from one dial to another, and I have no skills. Now I can concentrate on fighting annihilation."

"No notice, no greeting, no report, no escort, going straight to the grassroots and going straight to the scene". Since 2019, this "four noes and two noes" approach adopted by Hunan Province in inspection and assessment at all levels has set an example for avoiding formalism, reducing the burden on the grassroots, truly going deep into the masses to find work problems, and highlighting the effectiveness of judging work.

It has been reported by the media that some places hold "games" for inspection, but whenever the superior has leaders, especially important leaders, they have to arrange the scene, design the route and even simulate it again. In one township, in order to satisfy the "big leader" during the inspection, the main leaders of the county party Committee personally "stepped on the spot" and specially chose a simple-looking but eloquent cadre as a "child care" to play the role of ordinary people and communicate with the leaders. What is the reason for it Because they feel that the inspection by superior leaders is more like a ceremony, it is not important whether they can see the real situation.

Fortunately, this 10-month "burden reduction" is making the above-mentioned "inspections" less and less. The inspection and assessment method of "going straight to the grassroots without saying hello" allows the superiors to see the real problems at the grassroots level, and also allows the grassroots to save the energy used to "deal with the superiors" and do more practical and meaningful things. The "baggage" of formalism and bureaucracy has been shaken off, and the atmosphere of doing things in a down-to-earth manner has come up, so that cadres can shoulder more important responsibilities and achieve a better future.

Statistics show that from January to November 2019, the country investigated and dealt with 62,800 cases of formalism and bureaucracy, and handled more than 90,000 cadres in party member; In 2019, documents and meetings of provinces, autonomous regions and municipalities were reduced by 39% and 37% respectively, and the central and state organs were reduced by 39% and 33% respectively. The results of a recent field poll conducted by the National Bureau of Statistics show that 86.6% of the cadres and the masses think that the implementation effect of the central government’s burden reduction policy for grassroots units is good, 95.1% of the cadres and the masses are satisfied with overcoming formalism and bureaucracy, and 98.3% of the cadres and the masses have confidence in the long-term implementation of the central government’s burden reduction policy for grassroots units. "The year of reducing burdens at the grassroots level" has therefore become one of the top ten buzzwords in China media in 2019.

According to the WeChat official account news released by the Customs, Huangpu Customs recently launched a special campaign to crack down on the smuggling of "water passengers", busted a smuggling gang of water passengers, arrested 27 suspects, and seized a batch of luxury goods such as brand-name clothes, shoes and satchels suspected of smuggling on the spot, with a preliminary investigation value of 110 million yuan.

Recently, the anti-smuggling department of Huangpu Customs, based on clues, used Internet information, big data, customs data and other analysis and comparison, and found that many luxury brand clothing and other commodities sold on the Internet were of unknown origin and were suspected of smuggling.

The case-handling personnel traced the matter to the end and initially mastered a smuggling gang and its smuggling chain that colluded at home and abroad. Customs clearance gangs headed by Wang and Wu Mou, entrusted by domestic shippers, received luxury brand goods such as Gucci and Balenciaga purchased overseas in Hong Kong and Macao, recruited and organized water passengers to smuggle into the country, and then delivered them to domestic buyers by express mail, so as to evade customs duties.

After nearly half a year’s investigation and evidence collection, the anti-smuggling police repeatedly compared and confirmed a large amount of data and information, and mastered all the smuggling processes and the targets involved in the gang. Under the guidance of the General Administration of Customs and the Anti-smuggling Bureau of Guangdong Branch, the Huangpu Customs Anti-smuggling Bureau, in conjunction with the Anti-smuggling Bureaus of many places, has successively carried out two rounds of concentrated attacks on the water gangs and domestic customers involved in the case in Guangzhou, Zhuhai, Dongguan and Chengdu. A total of 27 suspects were arrested in the operation, and a large number of evidence materials, high-end clothing, shoes and bags, cosmetics, etc. were seized on the spot, involving a total of 347 goods, most of which were luxury clothing and shoes.

At present, the case is under further investigation.

　　How and why tornadoes form? What to do when encountering tornadoes? What direction to escape and self-help skills?

　　How is a tornado caused? How to save yourself when encountering a tornado? The reason for the formation of tornado is that the temperature difference between the upper and lower clouds is too large, resulting in a small vortex in which cold air drops and hot air rises; At this time, pieces of cotton-like white clouds appear in the air, which are called cumulus clouds. Then, cumulus clouds continue to develop in the maelstrom to form cumulonimbus clouds, and the latent heat inside the cumulonimbus clouds continues to heat up, thus generating a powerful airflow, which is called a tornado.

　　At about 5: 15pm on July 3rd, a sudden tornado hit kaiyuan city, Liaoning Province, with a wind speed of 23m/s (magnitude 9) nearby. The tornado was formed by Jingouzi Town, passed through Xingkai Street and Kaiyuan Economic Development Zone, and lasted for 15 minutes to the south, then weakened into a low pressure.

　　Tornadoes caused casualties, damaged houses and damaged power communication to varying degrees.

　　At present, preliminary statistics have caused 6 deaths and more than 120 injuries. The specific situation is being counted. On-site rescue is being carried out in an orderly manner.

　　How to save yourself when encountering a tornado? Sort out the escape skills when encountering a tornado, hoping to help more people!

What are the escape skills when encountering a tornado?

　　Understand the signs of tornadoes. First of all, there will be some natural phenomena before tornadoes appear, often accompanied by black clouds, cumulonimbus clouds and lightning and thunder. In addition, cold wind, strong wind, heavy rain and hail are signs of tornadoes. To get to a safe place quickly, tornadoes are very terrible. The bottom of black clouds forms a funnel shape, and the wind speed can exceed 70 meters per second, which can roll up the car and run into the air. Different from the typhoon, with the swirling updraft, the objects on the ground along the way are also rolled up, and the rolled-up objects smash the glass of the building, causing the air pressure in the rented house to change sharply and the roof will be overturned.

　　When we encounter a tornado, don’t panic. The following escape skills and precautions are to be remembered.

　　1. When people are outdoors, it is important to hide in a strong building made of reinforced concrete. Never hide in garages, prefabricated buildings and black wooden storage sheds.

　　2. When there are no buildings nearby, cover your head and neck with your hands and dive into ditches and depressions on the spot.

　　3. When people are indoors, close the windows and draw the curtains, and don’t get close to the wall; Never be in danger because you concentrate on tornadoes; Located in the middle of the first floor in a two-story building; Rooms and toilets without windows are relatively safe for people; You can also cover your head and neck with your hands in the bathtub or under the table.

　　Precautions: Once you notice a tornado approaching, you should immediately escape to a safe place.

How to save yourself when encountering a tornado?

　　1. Identify tornadoes accurately

　　Experts remind: Tornadoes occur in thunderstorms in summer and autumn, especially in the afternoon to dusk. When the roller cloud and funnel cloud were invented, it was a sign of a tornado, and it was usually accompanied by a hearty whistle! (10,000% of the time, because the speed at which the tornado began to move was annoying, it was careless. Don’t be busy making friends at this time!

　　2. How to run after escape

　　If you have enough time to escape, you must escape from the room. Be sure to stay away from dangerous houses and mobile homes, trees and telephone poles, and then retreat to the direction perpendicular to the movement of tornadoes (tornadoes usually don’t turn), and just hide in low-lying areas as a cover, and pay attention to cover your head.

　　3. Accurate practice indoors

　　When a tornado comes, if you can’t escape in the room, try to close some windows, but never close them all. The goal of this is to balance the pressure inside and outside the building. Just hide in the closet or basement, face the wall and hold your head down.

　　4. What should I do in the car?

　　Whether cars, bicycles or motorcycles are invented early, we must look at the vertical deviation from the wind belt. Otherwise, you should get off the bus immediately and find a suitable escape area around you (exaggerate again, pay attention to leaving trees and telephone poles). Don’t hide in or under the car, it is easy to be swept away.

　　5. What is the best place to avoid tornadoes?

　　A basements, bomb shelters, and the lowest floors of high-rise buildings that will not be swept away by the wind, flooded or blocked by equipment are the best places to avoid tornadoes.

　　B. If you are in a school, hospital, workshop or shopping center, you should avoid the indoor room or lobby closest to the ground. Stay away from places with glass or wide roofs in the surrounding environment.

　　C. When encountering a tornado in the open field, you can choose to lie down in low-lying places such as canals and river beds.

　　D. warning: don’t go to halls, stacks, and temporary buildings to avoid such open and unsafe occasions.

　　6, immediately leave the bridge, high ridge, coastal and dangerous houses, mobile homes. If there is no barrier around, you should lie flat in a low-lying place, but pay attention to waterproofing!

　　Remind everyone that it is important to save your life, but never hurry, prevent crowding, help each other, and save yourself in an orderly manner. If you have valuables to transfer, you are advised to abandon them and run away.

　　Editor’s Note of China Economic Net: Recently, some media reported that a company that attracted investors in the name of managing money on behalf of its customers had a huge volume of 1 billion yuan in eight months, and then disappeared completely. The reporter’s investigation found that the above funds did not flow directly to the company, but passed through a reserve account named Guangzhou UnionPay Network Payment Co., Ltd. (referred to as "Guangzhou UnionPay"), and finally disappeared in the name of purchasing goods.

　　Investors said that they did not make online shopping, so the funds disappeared, which is obviously unexplained. Some lawyers pointed out that the third-party payment company should of course disclose to the payer who it will pay, as well as the amount and method. If the payment is made without receiving the instruction, it has obviously violated the property right of the payer.

　　However, Guangzhou UnionPay issued a clarification statement saying that the company has never intercepted, occupied or misappropriated any client’s funds, and has never been involved in any illegal and criminal activities. Regarding the disputes between the parties reflected in the relevant articles, it was found that the parties operated through the Internet and initiated payment through online banking with their own digital certificate (Ukey). Using digital certificate can accurately confirm their identity and transaction amount, which is undeniable, and the relevant transaction funds have been paid to the merchants in full.

　　Established in December 2001, Guangzhou UnionPay Network Payment Co., Ltd. is a high-tech enterprise owned by China UnionPay and wholly owned by UnionPay Commerce, specializing in bank card acquiring and specialized services, Internet payment, prepaid card acceptance and other main businesses. In May, 2011, it obtained the first batch of "Payment Business License" issued by the central bank.

　　It is reported that Guangzhou UnionPay has been repeatedly complained by users because of the problem of deduction from the reserve account. According to Guangyuan Evening News, 3,000 yuan in Ms. Guan’s bank card was inexplicably transferred to the account of Guangzhou UnionPay customer reserve, and then the fund was purchased. In addition, on the complaint website, enter "Guangzhou UnionPay" in the search column, and 52 search records appear. There have been complaints from users that "the account was deducted from the customer’s reserve fund of Guangzhou UnionPay Network Payment Co., Ltd. for no reason".

　　In response to this matter, the reporter from China Economic Net called Guangzhou UnionPay, and the customer service said that it would feed back the information to relevant colleagues and reply as soon as possible. As of press time, no reply has been received.

　　The whereabouts of users’ funds are a mystery. Guangzhou UnionPay: Never intercepted, occupied or misappropriated any customers’ funds.

　　"China Business News" reported that the account dispute of Guangzhou UnionPay made the whereabouts of users’ funds a mystery. It is reported that a company named Huibang Capital has been rolling up 1 billion yuan in eight months, and then disappeared completely. Zhao Hai, an investor, said that the company attracted investors in the name of managing money on behalf of customers (mainly speculating precious metals on behalf of customers). However, during the investigation, the reporter found that the above funds did not directly flow to Huibang Investment, but passed through the reserve account of Guangzhou UnionPay, and finally disappeared in the name of purchasing goods.

　　Zhao Hai and many other investors told this reporter that they bought Huibang Capital’s "Smart Win the World" precious metal trading wealth management investment products through a website in October 2015. The platform requires investors to open an account with at least 10,000 US dollars, use automated trading software, gain income through international foreign exchange spot gold trading, and see the changes of the corresponding account information of investors through MT4 (market quotation receiving software), so investors cannot operate.

　　It is worth noting that some investors inadvertently found something strange in the bank’s receipt. According to an electronic bank receipt provided by Zhao Hai, this is an online shopping receipt, the payee is "the name of the customer’s payer of Guangzhou UnionPay Online Payment Co., Ltd.", the trade name is "Zhonghui Business Online Payment", and the payment amount is about ××× 10,000 yuan.

　　Zhao Hai thinks that he didn’t do online shopping, and he didn’t get a product or service named "Zhonghui Business Online Payment", so the funds disappeared, which is obviously inexplicable. "Even if I invest in the wealth management products of Huibang Capital, it should show that our funds have been allocated to enterprises related to Huibang Capital, rather than flowing into other companies in the form of purchasing goods."

　　Zhang Feng, a lawyer of Shanghai Rongfu Law Firm, pointed out that Guangzhou UnionPay online payment has been suspected of breach of contract. "Third-party payment companies should of course disclose to the payer who they will pay, as well as the amount and method. If the payment is made without receiving the instruction, it has obviously violated the property right of the payer. There is an account agreement between the third-party payment company and the payer, so, more precisely, it is a breach of contract. "

　　For the risk of merchant credit review, industry analysts said that third-party payment platforms will not take the initiative to conduct risk review on interface enterprises, even including the authenticity of enterprises. As a third-party channel, the payment platform may recover funds based on moral pressure, but it will never bear legal risks.

　　On the morning of July 4th, Guangzhou UnionPay published a statement in official website, and hereby clarified this matter. The statement said, "Guangzhou UnionPay Network Payment Co., Ltd. has never intercepted, occupied or misappropriated any client’s funds, nor has it ever been involved in any illegal or criminal activities. Regarding the disputes between the parties reflected in the relevant articles, after the inquiry, the parties operated through the Internet and took the initiative to use their own digital certificate (Ukey) to initiate payment through online banking. Using digital certificates can accurately confirm their identity and transaction amount, which is undeniable and the relevant transaction funds have also been paid in full. "

　　The statement continued to point out that at present, the public security organs have investigated the disputes between the relevant parties and their trading partners, and the company will actively provide relevant clues and evidence to the public security organs.

　　3,000 yuan in the bank card was inexplicably transferred to Guangzhou UnionPay account and then the fund was purchased.

　　In March 2015, according to Guangyuan Evening News, Ms. Guan suddenly received a text message from the bank reminding her that 3,000 yuan in her card had been transferred to the account of Guangzhou UnionPay Network Payment Co., Ltd. Ms. Guan immediately went to the bank to make an inquiry and found that the money in the card was indeed taken away.

　　At 11: 33 am on March 18th, Ms. Guan, who was at work, suddenly received a reminder message from the bank, saying that she spent 0.38 yuan on one of her savings cards, and the message said it was a fund fee. Before she could react, the mobile phone received another text message, saying that the same item was deducted from its card for 3000 yuan. Because it is not time to deduct the mortgage, I have not made any payment or withdrawal. Ms. Guan immediately ran to the bank outlet to inquire and found that the money was indeed included in the account of the customer reserve fund of Guangzhou UnionPay Network Payment Co., Ltd.

　　Ms. Guan immediately called the customer service center of the company to which the other party’s account belongs, and learned that these two SMS deductions were actually not made by a company, but were transferred away by two fund companies in Beijing under Ping An Bank. Moreover, before her, the customer service center also received similar complaints, but because the merchants directly resolved with the complainant, they were not clear about the final settlement. However, the customer service center said that it would convey the complaint and let the other party reply as soon as possible.

　　In response to Ms. Guan’s situation, the staff of the personal customer department of the card-issuing bank said that they have been actively contacting the third-party platform to solve the problem. The public can first appeal by the "three-step" method with the assistance of the staff of the nearby outlets.

　　The first step is to print a bank card customer transaction inquiry form at a nearby outlet, and then call the bank’s manual customer service to explain the situation, inform the inquiry form of the transaction time, the other party’s account name, account number and other information, and send a short message after waiting for the manual customer service to inquire. Step 2: Call the customer service center number of the company to which the other party’s account belongs, which is provided by the SMS content, to make a complaint, indicating that there is no transaction before, and apply for compensation for the "deducted" funds, waiting for customer service inquiry. Step 3: Go to the police station to report the case, get the acceptance receipt, and prepare the relevant materials required by customer service.

　　The goodwill of Guangzhou UnionPay was damaged due to the deduction of the reserve account.

　　Established in December 2001, Guangzhou UnionPay Network Payment Co., Ltd. is a high-tech enterprise owned by China UnionPay and wholly owned by UnionPay Commerce, specializing in bank card acquiring and specialized services, Internet payment, prepaid card acceptance and other main businesses. In May, 2011, it obtained the first batch of "Payment Business License" issued by the central bank.

　　Customer reserve refers to the monetary funds actually received by the payment institution to handle the payment business entrusted by the customer. The payment institution shall handle the payment business entrusted by the customer after receiving the irrevocable payment instruction of the customer’s reserve fund or the customer’s transfer of the customer’s reserve fund, and shall not handle it in advance.

　　Guangzhou UnionPay is frequently criticized by netizens because of the problem of deduction from the reserve account. China Business News reported that in May this year, a user reported that the money in his bank account was actively transferred to Ping An Life Insurance Company of China Insurance through Guangzhou UnionPay, but the user did not buy any wealth management products of Ping An.

　　A reporter from China Economic Net logged on the website of Jucomplaint and entered "Guangzhou UnionPay" in the search column, and 52 search records appeared. There have been complaints from users that "the account was deducted from the customer’s reserve fund of Guangzhou UnionPay Network Payment Co., Ltd. for no reason". The complainant, Mr. Liu, reported that he found that the bank card was deducted 5448 yuan from the customer reserve fund of Guangzhou UnionPay Network Payment Co., Ltd. on March 31. Ms. Wu issued a complaint on March 13, saying, "I received a short message from the bank without knowing it, and the flow of the funds was ‘ Guangzhou unionpay network payment co., ltd. customer reserve fund ’ 。”

　　However, the reporter of China Economic Net has not received a reply from the relevant person of Guangzhou UnionPay, and the authenticity of the complaint information of Mr. Liu and Ms. Wu needs further confirmation.

　　CCTV News:On April 9, 2018, Zhou, the actual controller of Shanlin Shanghai Financial Information Service Co., Ltd., came to Pudong Branch of Shanghai Public Security Bureau to surrender to the public security organs. Zhou worked as a real estate project company in Tianjin before, but his business situation was not very good.

　　Criminal suspect ZhouAfter the real estate loan was completed, the money was used for investment, and the large amount of money for road construction could not keep up. Later, the P2P platform was opened to exaggerate the facts to do this.

　　After investigation, since October 2013, the criminal suspect Zhou has organized free travel through advertising and telemarketing without the approval of relevant departments, with the promise of high interest ranging from 5.4% to 15% as bait, selling so-called debt transfer wealth management products to unspecified people in the country.

　　Criminal suspect Zhou: offline stores absorb funds quickly, so they desperately open stores.

　　In a short time, the suspect Zhou set up 1,120 branches and offline stores in 29 provinces, municipalities and autonomous regions across the country, recruiting more than 30,000 employees. After investigation, many projects are false, and these stores are very attractive to investors after luxurious decoration. Since February 2015, the suspect Zhou has transferred some of his business to the online business, and has set up four online investment and wealth management platforms. Similarly, the sales of fictitious wealth management products with the promise of repaying the principal and paying high interest as bait raised 2 billion yuan in just two months.

　　Lin Zhi, Team Leader of No.1 Team and No.2 Team of Economic Investigation Corps of Shanghai Public Security Bureau: "His advertisements are very large, including on subway cars and buses. And even made it to the big screen of Times Square in new york, USA. At the same time, he also funded some charitable projects and sports events to show investors that he is strong. "

　　The target customers of Shanlin Financial offline stores are mainly middle-aged and elderly people, while the target customers of online platforms are mainly young white-collar workers. After investigation, at the peak of operation, Shanlin Finance absorbed 70 million yuan of new investment every day. Accumulated illegal absorption of public deposits of more than 73.6 billion yuan, however, the proportion of these funds actually used in projects is less than 5%.

　　Criminal suspect Zhou: The enterprise projects invested by the company have no hematopoietic function and cannot bring stable returns to investors. We can only maintain the operation by borrowing the new and returning the old, and the capital chain may break at any time.

　　According to the criminal suspect’s confession, Shanlin Financial needs at least 500 million yuan per month to maintain the company’s operation, which is mainly used for operating costs such as repaying principal and interest to previous investors, employee commissions, renting luxury office space, paying advertising fees, and personal extravagance. At the time of the incident, Shanlin Finance had a huge funding gap, which made it impossible to pay the investor’s principal totaling more than 21.7 billion yuan, involving more than 620,000 people across the country. At present, the case is being further processed.

　　CCTV News:According to the State Food and Drug Administration, food poisoning reports have been on the rise since the summer, and one of the main reasons is food poisoning caused by eating braised pork products and cold dishes with excessive nitrite. So, what is nitrite? How to cause food poisoning? What are the relevant standards and regulations? How should consumers and related food producers and operators prevent food poisoning caused by nitrite? Recently, china food and drug administration released the 13th issue of Food Safety Risk Analysis in 2016, and organized relevant experts to interpret nitrite.

　　1. Nitrite is a kind of nitrogen-containing inorganic compound ubiquitous in nature, which can be used as a food additive in meat products.

　　Nitrite and nitrate are common nitrogen-containing inorganic compounds in nature. Nitrogen cycle in nature and human activities constitute an important source of nitrate. In the process of nitrate formation, nitrite is often accompanied by the action of microorganisms. The common nitrites are mainly sodium nitrite and potassium nitrite, which are similar to salt in appearance, white to light yellow, powdery or granular, odorless, slightly salty, easily deliquescent and soluble in water.

　　Chinese first invented the use of nitrite to process livestock meat, which was used to extend the shelf life of meat. According to the scientific and technological volume of History of Song Dynasty, nitrite can be used for preserving and coloring bacon, and it was introduced to Europe in the 13th century.

　　Two, China and other countries in the world have clearly defined the limit and residue of nitrite in food.

　　The Joint Expert Committee on Food Additives of FAO and WHO (JECFA) stipulates that the daily allowable intake of nitrite is 0-0.2 mg/kg bw. All countries in the world also stipulate the limit of nitrite in food.

　　China’s national food safety standards have strict requirements on the use and safety management of nitrite, and it is safe to use nitrite according to the standards. The National Standard for Food Safety-Standard for the Use of Food Additives (GB 2760-2014) stipulates that sodium nitrite and potassium nitrite can be used as color fixatives and preservatives in the processing of cured meat products, braised pork products in sauce and smoked meat, roasted meat, etc., and stipulates the maximum dosage and maximum residue. The Limit of Pollutants in Food (GB 2762-2012) stipulates the limit of nitrite residues in raw milk, packaged drinking water, pickled vegetables and other products. The Announcement of the former Ministry of Health and the former State Food and Drug Administration on Prohibiting Catering Service Units from Purchasing, Storing and Using Food Additive Nitrite (Announcement No.10 of the Ministry of Health in 2012) prohibits catering service units from purchasing, storing and using food additive nitrite (sodium nitrite and potassium nitrite).

　　Third, excessive intake of nitrite can lead to poisoning and even death.

　　Under normal diet, nitrite in human body is mainly transformed from nitrate in food and drinking water by bacteria in mouth and stomach. Studies have shown that nitrite can be reduced to nitric oxide through certain channels. Eating food containing low levels of nitrite can supplement nitrite in human body.

　　However, if a large amount of nitrite is ingested orally (by mistake or excessive intake) in a short period of time, it is easy to cause acute poisoning, and the low-iron hemoglobin with normal oxygen-carrying capacity in the blood is oxidized to methemoglobin, which loses its oxygen-carrying capacity and causes tissue hypoxia, which is called methemoglobinemia. When the intake reaches 0.2-0.5g, it can cause poisoning, and when the intake exceeds 3g, it can cause death. The characteristic manifestation of poisoning is cyanosis, and the symptoms and signs include headache, dizziness, fatigue, chest tightness, shortness of breath, palpitation, nausea, vomiting, abdominal pain, diarrhea, cyanosis of lips, nails, skin and mucosa, etc. In severe cases, consciousness is hazy, fidgety, coma, respiratory failure and even death.

　　Four, common nitrite causes food poisoning.

　　According to the Circular of the General Office of the National Health and Family Planning Commission on National Food Poisoning Events in 2015 (Guo Wei Ban Emergency Fa [2016] No.5), the main pathogenic factors of chemical food poisoning events in 2015 were nitrite and tetramine. Among them, there were 9 food poisoning incidents caused by nitrite, accounting for 39.1% of the total reported incidents. The occurrence of food poisoning caused by nitrite has nothing to do with sex and age, and there is no obvious seasonal and geographical distribution. Therefore, most of the poisoning sites are collective canteens and catering units.

　　There are four common causes of food poisoning caused by nitrite. First, because nitrite is similar to salt in appearance, it is the main cause of poisoning that nitrite is used or eaten as salt by mistake. Second, because many areas in our country have the habit of home-made processed meat products, eating meat products with excessive nitrite will also cause food poisoning. Third, the content of nitrite in vegetables that have been stored for too long, rotted or cooked for too long and just pickled will increase, which may easily lead to poisoning. Fourth, the well water in some areas contains more nitrate (called "bitter well water"). If the rice boiled with this kind of water is stored for too long, nitrate can be reduced to nitrite under the action of bacteria and lead to poisoning.

　　Therefore, experts suggest that:First, food production and operation enterprises should strictly abide by relevant laws and regulations.When using nitrite, food production and processing enterprises should strictly abide by the relevant provisions of the state, and set up special places for storage, strict labeling and use management. Under the premise of following the relevant standards, effective measures such as raw material control and production norms were taken to reduce the content of nitrite in food.Second, catering service units should strictly abide by relevant regulations and guard against food safety problems.Catering service units should strictly implement the relevant regulations prohibiting the purchase, storage and use of nitrite, especially strictly monitor the production process and storage environmental conditions of cooked meat products, and fundamentally eliminate the possibility of eating by mistake.Third, the regulatory authorities strengthen the management of nitrite production and use.The food safety supervision department should strengthen the supervision of the production and circulation of nitrite, prohibit the catering service units from buying and storing nitrite, and prohibit the use of industrial salt to prevent the occurrence of nitrite food poisoning.Fourth, consumers should strengthen their awareness of self-protection to prevent food poisoning caused by eating nitrite by mistake.Consumers are advised to buy salt sold through formal channels. Pay attention to eating fresh vegetables, and don’t eat vegetables that have been stored for too long or deteriorated. Leftover cooked vegetables should not be stored at high temperature for too long. It is best to cook and eat the food now. Try not to use "bitter well water" for cooking, and avoid long-term storage when it is necessary. In addition, when eating processed meat products, pickles and other foods, foods rich in vitamin C, tea polyphenols and other ingredients can be matched to reduce the toxicity of nitrite that may be contained.

Special topic: Wenchuan earthquake in Sichuan

　　At the end of the research on "The Impact of Wenchuan Earthquake on Chengdu", experts predicted that the late strong aftershocks would not cause damage to Chengdu.

　　The research on "The Influence of Wenchuan Earthquake on Chengdu" ended recently. Officials and experts from Chengdu Earthquake Disaster Reduction Bureau said yesterday that the Wenchuan earthquake was a "main shock-aftershock" type, and the recurrence period of magnitude 8 earthquakes in Longmenshan fault zone was more than a thousand years. At present, more than 30,000 aftershocks have been recorded, showing a trend of "ups and downs" and having little impact on Chengdu.

　　Long-short axis effect Chengdu main city is safe

　　Yuan Haiquan, deputy director of the Municipal Bureau of Earthquake Prevention and Disaster Reduction, Zhu Jieshou, a professor at Chengdu University of Technology, and Hong Shizhong, a researcher on earthquake prevention in Sichuan Province, disclosed at the 27th special press conference of the municipal government information office yesterday that the research report came to two conclusions: (1) During the Wenchuan M8 earthquake, the earthquake damage in the main city of Chengdu was slight, which was determined by the general law of earthquake intensity attenuation, the structural position of Chengdu and the seismic fortification of buildings, so it was inevitable; (2) After the Wenchuan M8 earthquake, Chengdu is still safe.

　　The so-called "long-short axis effect" means that the distribution of seismic intensity is generally flat and oblong, and the attenuation of seismic intensity along the short axis direction is much faster than that along the long axis direction. Yuan Haiquan explained that it is this law that makes the main city of Chengdu safe and sound: the long axis direction of Wenchuan earthquake intensity distribution is exactly the same as the extension direction of Longmenshan fault zone, which is northeast-southwest direction, while the main city of Chengdu and the whole Chengdu plain are located in the short axis direction which is generally perpendicular to the strike of Longmenshan fault zone. In this direction, the intensity decays very quickly, so the earthquake damage in the main urban area of Chengdu is quite slight.

　　Experts also agree that Chengdu’s adherence to seismic fortification for many years has played an important role in reducing earthquake damage. Yuan Haiquan introduced that since the 1980s, Chengdu has carried out seismic fortification work for buildings and structures. In most areas of Chengdu, general industrial and civil buildings are fortified according to the seismic intensity of 7 degrees. In addition, after the large-scale transformation of the old city, there are few old houses left, and the seismic capacity of urban buildings has been greatly improved.

　　The ups and downs attenuate the future aftershocks with a maximum magnitude of 6.

　　In view of the fact that Chengdu is still safe after the Wenchuan earthquake, experts explain that there are mainly two types of earthquakes that have a great impact on Chengdu: external earthquakes and local earthquakes. The research shows that there are many large-scale active fault zones in the periphery of Chengdu, among which Longmenshan fault zone is the closest and most threatening to Chengdu. A variety of studies show that the recurrence period of the Longmenshan M 8 earthquake is more than a thousand years. Therefore, after the Wenchuan earthquake, there is no need to worry about the occurrence of a major earthquake of magnitude 8 or above in the Longmenshan belt for a long time.

　　Experts predict that the maximum magnitude of aftershocks in the future will be around 6. "Since the intensity of the main city of Chengdu was only 7 degrees during the main earthquake of magnitude 8, even if there are strong aftershocks of magnitude 5 and 6 in the future, it will naturally not cause any damage."

　　At present, the number of aftershocks of the Wenchuan earthquake has reached 37,816, including 8 with magnitude 6 or above. Hong Shizhong said that more than half a year has proved that the intensity of aftershocks is declining, and there have been no aftershocks of magnitude 5 or above for a long time. He believes that the Wenchuan aftershock will be "fluctuating attenuation", and it is also possible to have a strong aftershock of magnitude 5 ~ 6. He reminded that the aftershock area in Yingxiu-Qingchuan area should be especially vigilant, and aftershocks may trigger new secondary disasters in mountainous areas. But for Chengdu, aftershocks will not cause damage, but at most they will have a sense of shock.

　　"After the Tangshan earthquake, there were aftershocks of magnitude 5 or above in 1979; Haicheng earthquake in 1975 and aftershocks in 1977. " Hong Shizhong said that the aftershocks of the Wenchuan earthquake will continue for quite some time.

　　In addition, according to the report, there are some fault zones in Sichuan where major earthquakes may occur. In history, strong earthquakes in these areas have had some impact on the main urban area of Chengdu, but the maximum intensity is only 6 degrees. The calculation shows that even if an earthquake of magnitude 8 occurs in these areas, the intensity of the main urban area of Chengdu will not reach 7 degrees because they are all more than 150 kilometers away from Chengdu.

　　There is little possibility of a major earthquake in Chengdu Plain.

　　With regard to earthquake prediction, experts said that it is still a worldwide problem to predict when and where an earthquake will occur, but it is much easier to judge the trend. Regarding the possibility of an earthquake in Chengdu in the future, Yuan Haiquan said that the Chengdu Plain belongs to the Sichuan Basin, which is a part of the Yangtze block. "The Yangtze block is a fairly hard and stable block. Therefore, the seismic activity of the whole Sichuan Basin, including Chengdu Plain, is much weaker than that of the Longmenshan Belt, and there has not been a strong earthquake of magnitude 6 or above in the basin so far. Although there are some faults in Chengdu, both the scale and the activity of the faults are far from being compared with the Longmenshan fault zone, and there is little possibility of an earthquake of magnitude 8. On the whole, Chengdu Plain is quite safe. "

　　Historical records show that Chengdu suffered a strong earthquake of magnitude 7 or above once every 100 years in more than 2000 years. (Tang Xiaotao)

Editor: Wang Jiaolong

The 12th year of "Double Eleven" came earlier than previous years. This year, we took the route of "deposit+final payment".

At 0: 00 on October 21st, Tmall Double Eleven Shopping Carnival officially opened for pre-sale. It is reported that on the evening of 20th, the number of online viewers in Viya and Li Jiaqi reached 140 million and 160 million respectively. On the 21st alone, the sales guided by KOL, the two live heads, exceeded 9 billion yuan. From November 1 ST to 3 rd, the first wave of final payment was started. By 1: 51, the turnover of hundreds of brands had exceeded 100 million yuan.

Overnight, the "down payer" became the "down payer". Are you one of them? Do you have impulsive consumption behavior and intend to become a "refund person" after receiving the goods?

When the passion of shopping spree fades, instead of teasing ourselves about "Come on, credit card holders", let’s take a look at how to establish the correct concepts and methods of financial management and consumption, learn to build a stable and safe financial foundation, planning and strategy, and make money "born" stably, so as to ensure that our lives are rich and our old age depends on it. This is the most effective and correct way for the "last payment people" to empty their shopping carts.

Eliminate prejudice and don’t talk about "money"

Some prejudices are closely intertwined with our culture, so they have been internalized into our own views. According to a study conducted by Fidelity in 2016, although most female respondents (80%) said that they deliberately avoided discussing financial issues with the people closest to them. Why? About one-third of people think the following descriptions are true: "I don’t feel well" or "I was taught not to talk about money since I was a child".

At the same time, according to a study conducted by Prudential in the UK in 2016, many women "admit that they are not familiar with financial products and the industry terms describing such products, and feel that they just don’t know what to consider when evaluating alternative financial schemes". They said that they just didn’t have time to understand clearly.

These are all nonsense. If all kinds of financial products confuse you, start by setting up a separate savings account. Think you don’t have time? Get up an hour early every day. You have money, brains and time to change your financial status. Women must know how to make money, save money, make property plans, make investments, maximize the use of money, increase wealth, enjoy wealth and share wealth.

Basic knowledge preparation of financial management: what are net worth, "foundation", "wings" and debt?

We often regard budget and income as the most important aspects in financial management, which means that we have not seen the overall situation, let alone mastered the deep thinking and technology that create things with lasting value.

What’s important, that your overall financial security and your life depend on it?

This golden precious word is: net worth. Together, these two words are the golden key to your personal finance and long-term happiness. Net worth is essentially your real overall value. Add up what you have and deduct what you owe. Its focus is not on short-term income and budget, but on the foundation and wings that support and inspire you for a long time.

What exactly do "foundation" and "wings" mean?

"Foundation" is your basic and main asset; The foundation is your long-term investment project, your retirement pension, real estate, stock securities, and possibly a successful company you own; In some cases, it may also be valuables such as works of art and jewelry. The foundation grows slowly over time. You can’t easily and quickly turn it into cash and spend it at will. They need your regular and periodic attention. Strong long-term assets are the key to net worth because they are difficult to erode. Another reason is that they can accumulate value over time, bring compound interest and make you Qian Shengqian. Properly handled, they can provide protection, just as a strong root system can firmly stabilize a tree.

"Wings" represent your income and your ability to get cash. How high and how far you can fly depends on how much money you have in the money market and savings account, as well as how you spend and use credit. By the amount and frequency of your income and the financial habits that affect your daily life, you can measure your wing width. If used properly, your wings will nest on the foundation with your regular income and any unexpected wealth, fund your foundation and protect it. But wings will also give you the impulse and confidence to take off, and let you soar freely and enjoy life, no matter which direction you choose.

Debt is another common obstacle to improving net worth. Not the debt itself, because most of us have some debts to some extent. What it means is: if your foundation and wings can’t bear your debt burden, then your net worth is negative. That’s the truth.

To calculate your net worth, add up all the assets (what you own) and subtract the loans and liabilities (what you owe on credit) to get your net worth. Reduce debt and increase assets, and your net worth will increase. When you owe less on credit than you have, you begin to own assets. You are moving in the right direction, which is what you need to concentrate on.

Foresight, enjoyment, parenting, independence and production, how to match the five financial types?

Now you have a general understanding of the basic knowledge of financial management, such as the main basic types, but other contents are meaningless until you know who you are and what kind of behavior you may have as an investor.

We all want financial freedom and comfort, but each of us is different. For example, do you long for stability, a beautiful home and integration into the community? If so, then owning a property is the right choice for you. If you haven’t settled down yet, you may consider moving to another city, so you may be more comfortable with long-term investments-you can monitor these portfolios from your mobile phone. In the final analysis, it is to know yourself. So, you must know who you are.

A set of psychological test tools about financial types mentioned in "Going through the Low Valley and Seeing the High Mountain" can let you know your financial talents, strengths and destruction modes. Everyone’s financial type is a combination of the following five, and one or two of them are dominant.

Below, let’s take a look at what type we belong to.

Forward-looking: balancing risks

Foresight people regard money as a tool for self-expression and a means to follow their inner passion, and a symbol of success. If you are a visionary, then you will drive yourself to turn what you love into work. Foresight people like others to realize their own value and invest in their own projects, and they may also take too many risks and suffer financial losses. The challenge faced by visionary people: everything is at risk for future returns, and the current benefits are not built in an orderly manner.

Tang Jing, an elite woman in the workplace in My First Half of Life, has a clear goal and outstanding ability. She perfectly integrates women’s career with the positive pursuit of money. Does she meet your vision of "foresight"?

A visionary TIPS:

Create a safety net

Must have short-term cash reserves. Review your expenses, work out your monthly expenditure baseline, and then try to save enough cash reserves that make you feel at ease (to ensure three months or a year’s expenditure) as your safety net.

Read the contract details

A visionary must read the contract details and do some due diligence before cooperating with investors and supporters. Make sure you know all the terms before signing. You can seek help from professionals such as lawyers or financial planners.

Don’t forget taxes

If you do part-time creative work while working full-time, make sure to set aside some savings to pay taxes, so that your creative work will not face any unexpected consequences.

Balance risks

We must understand the risks involved in investment projects and try to balance the risks in investment-consider diversified investment portfolios.

Suitable for far-sighted financial foundation: retirement account, self-founded company.

Hedonic: Feeling inspired, not down and out.　　

Hedonists love money. They love consumption, and their main consumption targets are material goods, services and experiences. They may even enjoy saving money. Hedonic people seek a better life, and the standard of "superior" is defined by themselves. Challenges faced by hedonists: They usually want to enjoy themselves now, and it is difficult to postpone their enjoyment until later. They may start a sideline or work overtime so that they can buy experiences and luxuries that make them feel happy.

Mani, a floating king in Nothing But Thirty, has a monthly salary of 15,000 yuan, a monthly rent of 7,000 yuan and a credit card of 18,000 yuan for travel upgrade. Some people say that this is "exquisite and poor" with the characteristics of "hedonism". What do you think of this?

Hedonic people TIPS:

Pay attention to conscious consumption targets.

Choose the items and experiences that you are eager to buy, and take them as goals to save. Make sure that both short-term and long-term goals are set. Concentrate on your reward system and let your savings inspire you, not make you feel down and out.

Save money before spending it.

Save automatically every month and open an internal "paycheck"-after you allocate the money for saving and fixed expenses, give yourself a salary and let yourself spend the money with peace of mind and freedom.

Review the expenditure in the past 3 -6 months, clearly understand your consumption items, and determine which are "core expenditures" or needs. Rank these pleasures in order of importance, and stick to this ranking table.

:: Rethinking priorities

Be careful about debt financing. If you are already in debt, give priority to those credit cards with the highest interest rate.

Financial foundation suitable for hedonism: retirement account, real estate.

Parenting: giving priority to others

Parenting people regard money as a tool to help others, whether it is their partner, children, family, colleagues, employees or the community. Their first task is to support their families well. If you are a nurturing type, then you value interpersonal relationships most, and you will consider others when making financial decisions. If your main concern is to care for others and cultivate relationships, then you belong to the nurturing type. Parenting people may inadvertently invest too much money in supporting others, so that their financial needs can not be met. The challenge for nurturing people: give priority to and continue to invest in themselves.

Fan Shengmei in Ode to Joy is a senior HR in a foreign company. She has a strong ability to be loyal to others, but she is forced to support her family and bear great financial pressure. This passive "nurturing type" should arouse the reflection of women and the whole society.

Parenting people TIPS:

Give priority to helping yourself to help others more.

Remember what the flight attendant said to you when you eagerly sent a text message and tried to shove your handbag under your feet: "Wear your own oxygen mask before helping others."

Don’t get into debt for others.

Don’t use credit cards to raise money to buy gifts or lend money to your loved ones. If you find yourself helping many people solve economic problems, then you need to redefine what an emergency is and set clear boundaries.

Give priority to yourself and maintain healthy interpersonal relationships.

Develop a funding budget

Make a goal-oriented plan, so that you can support people and causes you trust without getting into danger.

Financial foundation suitable for parenting: retirement account, real estate.

Independent type: attaching importance to autonomy

Independent people attach great importance to freedom and autonomy. If you are independent, it is important for you to live in your own way and pursue happiness freely. Independent people often don’t think much about money unless it prevents them from getting the life they want. Independent people may have an attitude of "easy come, easy go" towards money, but this is because they have resources-they look at the overall situation and are confident that they can play money games. At the same time, independent people may inadvertently lack attention to money, resulting in some avoidable financial problems. The challenge for an independent person is to realize the real function and influence of money-and its various possibilities.

Andy in Ode to Joy is an investment company executive and business elite. He is confident that he can play money games without being tied down and attaches importance to autonomy. He is a typical "independent type".

More ambitious plans for independent people:

Rethink your view on money.

Leave detailed analysis and planning to others, so as to reduce some pressure and anxiety caused by financial decision-making and planning.

Try socially responsible investment.

If you feel that investment is too corporate, and the scale is easy to fail, then you can consider socially responsible investment. After screening, your portfolio will exclude stocks of companies that are contrary to your values.

[Editor’s Note: socially responsible investment (referred to as "SRI") is an investment model that unifies investment decisions with economy, society and environment, aiming at prompting investors to consider social welfare, economic development, world peace and environmental protection in addition to traditional monetary returns]

Take a step towards a more secure future.

Save now and make good use of relevant policies, so in the future, you may not have to continue working, but have the ability to sail with the wind. If you are self-employed, do some research (or hire a financial planner) and make the best retirement plan. If the company you work for offers a retirement plan, set it to automatically pay a considerable amount to it.

Set to automatic driving mode

The more you can put your savings and expenses, especially bill payment, into autopilot mode, the more time you have to enjoy a quality life.

Suitable for independent financial foundation: investment, self-founded company.

Production: Structure and Control

Productive people like to acquire, manage and accumulate money, but they are afraid of heavy losses in money or losing control of money. They will systematically evaluate their financial decisions. If you are very strategic and like planning, then you are probably a production type. You can understand spreadsheets and practical goals, so most types of foundations are suitable for you, except running a company. First, you should concentrate on building retirement savings. Then, you can get in touch with real estate and investment. Challenges faced by productive people: being too rigid about what is possible or can be done.

Nothing But Thirty’s Gu Jia Shuangshang has strong online ability, is very strategic and loves planning, and keeps the company in good order with the characteristics of "production"

More ambitious plans for productive people:

Establish a moderate safety net

Compound interest may make you overexcited and put too much money in the bank. Clearly understand how big the safety net you really need, and then build a portfolio to make the rest of your savings more useful to you.

Don’t lose money (because of inflation)

After establishing short-term savings funds, consider investing in a portfolio that fits your investment period, future goals and risk tolerance level. You don’t have to jump from super conservative to super enterprising, you just need to work with professionals to understand how your portfolio should be improved.

Freelancers, plan for the future.

If you are self-employed, make sure that your retirement plan allows you to maximize the growth brought by deferred tax payment. If the company you work for has a retirement plan, reconfirm which funds you have invested in.

Financial foundation suitable for production: retirement account, real estate.

This article is compiled from "Going through the Low Valley and Seeing the High Mountain: A Guide to Financial Planning for Women" (by Amanda Steinberg, published by CITIC Publishing House in October 2020). The copyright belongs to the author and this book. Please indicate the author and the source of the work in the serialization.

　　　　　　　 Affected by Typhoon Nida, at 8: 00 a.m. on August 4th, a landslide and debris flow occurred in Santaishan, mangshi, Dehong, Yunnan Province, which caused traffic disruption in some sections of Long Rui Expressway and G320 national highway, and many cars were trapped on the road. A bus was washed off the national highway by debris flow, one person was missing and many people were trapped in the debris flow disaster area. In addition, mountain torrents and mudslides also caused some pipelines of China-Myanmar crude oil and natural gas pipeline to be exposed, which seriously endangered the pipeline safety.

　　　　　　　 The reporter saw at the scene that many oil and gas pipelines that were originally buried underground have been exposed on the surface, and some pipelines are hanging in the air, which is very dangerous.

　　　　　　　 At present, China-Myanmar crude oil and natural gas pipelines, the crude oil pipeline has not been put into production, and it will not cause harm, mainly natural gas pipelines. After the heavy rain in the early morning of the 4th, the hydraulic works along the oil and gas pipelines and the farmland of ordinary people were washed away by floods, resulting in the exposed oil and gas pipelines and the interruption of communication optical cables. If remedial measures are not taken in time, once the landslide distance is relatively large, it is easy to drift the pipeline, endanger the pipeline and cause the pipeline to break.

　　　　　　　 On the afternoon of the 4th, the staff of Dehong Oil and Gas Transmission Branch of PetroChina Southwest Pipeline, together with local rescue workers, carried out emergency repairs on the exposed section of the China-Myanmar oil and gas pipeline, dredged the waterway, changed the waterway, and prevented the pipeline from being washed by floods, so as to temporarily maintain the pipeline status quo. Subsequently, the emergency repair personnel will also take measures such as lowering the gabion, driving steel piles, etc. to restore the exposed pipe section to ensure the safety of the pipeline. (CCTV reporter Wang Xi)

　　　　　　　 Hangrui Expressway has been rushed through the 320 National Highway by single line, and the rush continues.

　　　　　　　 After more than 10 hours of efforts by various departments, the Long Rui Expressway Santaishan section resumed traffic at 9: 15 pm on the 4th (Ruili to mangshi), while the downlink was still being cleaned, and the opening time was to be determined. At present, the National Highway 320 is still being rushed through, and it is initially expected to be completed on the 6th.

　　　　　　　 Due to the serious debris flow and landslide of National Highway 320, and the continuous formation of new debris flow, it is not open to traffic, so it is the quickest way to get through Long Rui Expressway quickly to carry out emergency rescue in Dehong Prefecture. On the 4th, the local government and the high-speed maintenance department put 1 excavator, 14 loaders, more than 20 dump trucks, more than 30 emergency command vehicles, a total of more than 70 machinery and equipment, and more than 300 emergency workers rushed to get through the road. (CCTV reporter Wang Xi)